Changes International

Business Opportunity From PrePaid Legal ServicesThis is not a get rich quick business opportunity. I want to make that very clear. This opportunity is going to require work. This opportunity is going to require about $50 per month of marketing money. This opportunity is going to require a plan of attack and [...]

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CFO and Business ForecastingAs I see it Business Forecasting is finding the right number of “what if” scenarios in order to identify enough possibilities of what is going to happen. A lot of business owners think that forecasting is like being a soothsayer in that business forecasting identifies exactly what is going to happen. [...]

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Employment Liability InsuranceEmployment Liability Insurance (EPLI) is an essential insurance coverage that a CFO should recommend to their clients as part of their CFO Services. The risk of unstable and under performing employees is a great risk of a business owner and is something not always detected in an interview. EPLI gives the [...]

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Legal InsuranceIf you have gone through the legal process at any time during your lifetime you would be buying Legal Insurance before reading the rest of this post. There is nothing more frustrating than being involved in the legal process and knowing that every time an attorney answers a question on your behalf, picks [...]

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Cash Flow ProblemsIn a future post I will talk about how to alleviate Cash Flow Problems. In some of my previous posts in other blogs I have mentioned some causes of Cash Flow Problems, but in this post I thought I would identify as many causes of Cash Flow Problems as I can. [...]

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CFO Services from One Piece of PaperIn a previous post on metrics I pointed out the importance of metrics and some of the metrics a business owner can calculate and track. However what I did not point out is how the CFO can use these metrics or key performance indicators to help the business [...]

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Tax Audit DefenseTax Audit Defense is one of those insurance products that you think you can do without, but when you get one of those large envelopes with the return address of the Internal Revenue Service you wish a thousand wishes that you had Tax Audit Defense. There are very few pieces of mail [...]

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<h2>One Way To Get Tax Advice</h2>My favorite way to get Tax Advice is through the toll free tax hotline provided by Tax Resources. I use the service year round because there are always business transactions that occur and you need to know the tax consequences. Before Tax Resources I used to try and [...]

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Flood InsuranceThe eastern Massachusetts area has recently been hit with severe rain storms. As any homeowner who has suffered a loss can tell you, homeowner’s insurance will not cover their loss. According to the National Flood Insurance Program (NFIP), most homeowner’s have a greater chance of flood than fire. Most homeowners’ insurance [...]

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At Fault Standard in Massachusetts Auto InsuranceBelow is a list of standards used to determine whether a driver is more than 50% at fault in the state of Massachusetts.

For more specific definitions of each line item below go to Division of Insurance Standards of Fault.

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